SBI Amrit Kalash Fixed Deposit Scheme-ఎక్కువ వడ్డీ తో కొద్ది రోజులు మాత్రమే ఆఫర్ పూర్తి వివరాలు.

SBI Amrit Kalash Fixed Deposit Scheme-ఎక్కువ వడ్డీ తో కొద్ది రోజులు మాత్రమే ఆఫర్ పూర్తి వివరాలు.



SBI Amrit Kalash Scheme

SBI has launched a new fixed deposit (fd) plan offering higher interest along with a limited term deposit scheme.
The scheme is available from 15th February 2023 to 31st March 2023 only. If you want to make a deposit after March 31, this Amruta Kalas
plan will not be available. FD stands for Fixed Deposit. In this scheme some amount is fixedly
deposited from 500 or 1000 rupees at one time. Interest is earned based on the deposit amount.
Maturity is available once after completion of scheme time .
No means you can get monthly, 3 months or 6 months interest from time to time instead of at the end of the scheme . Also you can get back the entire amount deposited at the beginning 
as usual at the end of the plan.






Who is this scheme applicable to, minimum deposit, duration of the scheme, what is the current interest rate offered by State Bank in the scheme? Also
how much interest we get if we deposit one time amount. Let’s know how to open an account in this scheme and
all the details of required documents through example.




Details of SBI Amrit Kalash Scheme

The name of this scheme is SBI Amrit Kalas. There is no age limit to deposit the amount in this scheme. Any age
can deposit the amount. Also, not only citizens of India but also NRIs can take this account.
Along with this, those who already have fixed deposits (fd) in any bank can also continue this account. When it comes to the duration of the scheme,
usually the duration of the fixed deposit plan is from at least 7 days to 5 years i.e. 1
year, 2 years, 3 years … and 5 years. But the duration of this scheme is 400 days.
You can’t get more or less time than this. How many people
take this scheme before March 31 then your scheme will mature within 1 year 35 days.
So this is a good opportunity for those who prefer short term investment. This SBI Amrit Kalas Plan has a minimum single deposit of Rs 500 or Rs 1000. Maximum single deposit is Rs 2 Crore.

The interest rate in the scheme is commutative every 3 months. If you open a special fixed deposit account,
you can get total interest + deposit on maturity.
Similarly you can apply for FD loan after depositing the amount in this scheme .
If there is an emergency, the Pre Mature Closer facility is also available to close the plan and get the amount returned .


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If you look at the interest rates of this SBI Amrit Kalas Plan, you will get different interest rates for 4 categories of people.


Rate of Interest of SBI

1. Senior Citizens or Pensioners - 8.60%

2.SBI Employee or Pensioner - 8.10%

3.General Senior Citizen -7.60%

4.Genaral Public Rate -7.10%

1) Senior Citizen or Pensioner – The scheme offers a minimum interest of 8.60% to persons above 60 years of age or already retired and taking pension . If the youth think that this scheme is of no use to them, there
is a solution. Let me explain first.

2) SBI Employee or SBI Pensioner – 8.10% interest if you are working in SBI or have received pension while working

3) 7.60% interest for general persons above 60 years irrespective of any government organization.

4) If you are a general person i.e. below 60 years of age you can get 7.10% interest in this scheme.



Now let’s calculate how much amount you will get on maturity if you deposit one time in this scheme.




Senior Citizens

Rs=10 Lakh



Rs=8 Lakh



Rs=6 Lakh



Rs=4 Lakh



Rs=1 Lakh



In this way you can deposit a large amount in a short time in the form of short term investment and get benefit. Also,
if you are not a senior citizen, you can open this account through your grandmother and grandfather and
get that interest in your account.


Tax deduction charges are applicable in this scheme after crossing a limit as in normal fixed deposit scheme


Required documents

Aadhaar Card,

pan card,

Date of Birth


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